A property professional had undertaken a small development project in North London.

Funding to complete the works was proving difficult and slow with his traditional lender and his broker sought to raise additional finance for him by re-mortgaging a semi-commercial property within his investment portfolio.

The commercial premises (ground and basement) were occupied by a coffee shop on a 10 year lease (with 3 years remaining); and above the shop there were four residential units let on Assured Shorthold tenancies.

Silverstream was able to advance the sum of £850,000 (by refinancing the existing lender and securing a first charge over the property) within 10 days of initial enquiry – offering additional capital in the sum of £386,000 The loan was repaid by the sale proceeds of the completed development.

“The Silverstream team is always willing to listen to our clients’ needs. . They offer a friendly and flexible service that is matched by their very competitive rates.”

S Andrews


Semi-Commercial Property


Property Investor








10 Months